Insurance Telematics

This special 'Industry insight' brings together TU’s comprehensive coverage of how insurance telematics is entering the mainstream

Telematics and the business case for UBI

Jessica Royer Ocken weighs the costs and benefits of launching usage-based insurance (UBI) programs

Telematics and customized UBI business models

Susan Kuchinskas looks at open niches within the lucrative UBI space

Telematics, IP litigation and the UBI market

Will intellectual property fights stifle the usage-based insurance market? Susan Kuchinskas reports

Insurance telematics and data standards

Susan Kuchinskas checks in with the Association for Cooperative Operations Research and Development (ACORD) to find out how standards for driving information and its transmission could create an aftermarket for usage-based insurance data

Telematics, data privacy and UBI

Susan Kuchinskas looks at how insurance telematics providers can anonymize usage-based insurance data to reassure consumers—and bolster the market

Insurance telematics in Brazil

Andrew Tolve reports on the challenges and opportunities involved in introducing usage-based insurance in Brazil

Insurance telematics and the fleet sector

Greg Nichols explores how insurance companies are expanding the services they offer to fleet operators

Telematics and UBI challenges for insurers

Greg Nichols reports on the challenges facing insurers when choosing telematics usage-based insurance solutions

Telematics and eco-friendly driving

How can green telematics solutions contribute toward more environmentally friendly driving behavior? Jessica Royer Ocken finds out

Fleet telematics: Creating synergies with the insurance industry

Siegfried Mortkowitz explores how telematics can form an important element of effective risk management for fleets

Q&A: Insurers harness big data to better serve commercial fleets

Angelique Magi, vice president for strategic initiatives at The Guarantee Company of North America, on how insurers can use big data to move beyond simple operational benefits

Q&A: How to generate revenue with insurance telematics

Blair Currie, vice president of marketing at IMS, talks to Susan Kuchinskas about how the insurance telematics industry can find viable business models

Q&A: Telematics, UBI, and the connected vehicle

Independent consultant Christopher Wilson on why usage-based insurance will be the commercial driver for connected vehicle deployment models for the near future

Insurance telematics: US state regulators tackle UBI

Susan Kuchinskas explains how insurance telematics vendors can align themselves with various US state regulators to give their solutions the best growth potential

California taps the brakes on insurance telematics

Susan Kuchinskas looks at how US state law can hinder insurance telematics

Telematics and legal issues with V2V technology

Cars that communicate with each other are already on the road. Susan Kuchinskas looks at Nevada's new regulations for insight into how the V2V legal and regulatory infrastructure can be developed

Smartphones as an incentive for insurance telematics

Andrew Tolve explains how smartphones could help make the insurance telematics model work

Consumers and UBI: The power of value-added services

Jessica Royer Ocken explores how value-added telematics services are promoting acceptance of usage-based insurance

Insurance telematics and the “marketplace of motivators”

Robin Harbage, director at Towers Watson, talks to TU’s Andrew Tolve about why molding driver behavior is a ‘must’ for usage-based-insurance

Telematics, UBI, and driver education

Nate Bryer, Allstate’s usage-based insurance (UBI) general manager, talks to Andrew Tolve about why educating drivers is key to the success of insurance telematics

Telematics and UBI: How to increase consumer acceptance

John Hendel reports on how insurers are looking to enhance consumer acceptance of usage-based insurance

Insurance telematics and the value of data

Susan Kuchinskas looks at how fleets, auto manufacturers and telcos can make sense of the data flowing from connected cars

Telematics and UBI: The data challenges

Usage-based insurance needs to reach higher levels of market penetration for sustainable success. Jessica Royer Ocken explores how data collection and management strategies can help

Telematics and the value of data

Susan Kuchinskas explores what it will take to turn the wealth of telematics information into profitable data

Telematics: How positive customer relationships improve ROI

Stephanie Flores explores how telematics data is increasingly being used as a marketing tool

Telematics and probe data: The revenue opportunities

Stephanie Flores investigates whether probe data will offer new sources of revenue as well as solutions to traffic congestion

Telematics: Using marketing partnerships to build brands

Susan Kuchinskas looks at how marketing partnerships can help companies connect with consumers

Insurance telematics in the US: Ready to grow?

Andrew Tolve explores why usage-based insurance is poised for growth in the US, despite low consumer awareness

Telematics, regulation and driver distraction

As in-car connectivity increases, the debate about driver distraction is heating up. Andrew Tolve reports

DOT’s distraction guidelines as challenge and opportunity

Andrew Tolve reports on the telematics industry’s response to the new distraction guidelines from the U.S. Department of Transportation

What DOT’s new distraction guidelines mean for telematics

Andrew Tolve outlines the new distraction guidelines from the U.S. Department of Transportation

Distraction guidelines as a telematics business opportunity

Andrew Tolve explores how government distracted driving regulations can be a boon for telematics

Telematics and UBI: The regulatory opportunities

John Hendel explores how US federal and state regulations can help create new business opportunities for usage-based insurance

Telematics and privacy: The impact of ‘do not track’ proposals

Jerri-Lynn Scofield explores what the US Do Not Track Online Act could mean for the telematics industry

Insurance telematics: Understanding the UK market

Andrew Tolve reports on the growing demand for insurance telematics in the UK

Telematics in Brazil: Ensuring security for cars and cargo

John Hendel reports on how, in Latin America’s security-driven market, vehicle and asset safety offers competitive advantage

Executive viewpoints

Q&A: Telematics, young drivers and UBI

Crispin Moger, managing director of the Marmalade Group of Companies, on targeting usage-based insurance to an underserved audience

Viewpoint: Telematics and fair insurance premiums for drivers

Richard Jelbert, product director, MyDrive Solutions, explores the different methods of data analysis available for insurers in order to extract the most accurate data and in turn offer premiums that best reflect driver risk

Is there a future for usage-based insurance?

Roger Lanctot, Associate Director, Strategy Analytics, on why comprehensive affinity programs are needed to make UBI mainstream

Q&A: Why insurance telematics laggards may lose out

Frederic Bruneteau, managing director of consultancy Ptolemus Group, on the business imperatives of insurance telematics

Allstate: "Ushering in a new era of auto insurance"

TU catches up with Nate Bryer, usage based insurance general manager at Allstate, about the insurance telematics field and Allstate's DriveWise solution

MyDrive: UBI and the need forcontext-sensitive measurement

Linden Holliday, CEO of MyDrive Solutions, insists that understanding how each insured driver conforms to safe driving benchmarks is critical if insurance companies are to get the right premiums and minimize risk

Telematics: Implications and opportunities for auto insurers

Jamie Yoder, principal, PwC's Diamond Advisory Services, on how telematics can redefine the carrier-customer relationship

GMAC: Insurance telematics can “provide significant segmentation and pricing advantages”

TU talks to Dave Huber, vice president insurance telematics, GMAC, about how carriers with telematics-based products can become more profitable than the rest of the industry

AAA: Insurance Telematics pilots “are breaking new ground”

TU talks to Diane Dull, project manager, AAA Northern California, Nevada & Utah, about the challenges and opportunities of launching insurance telematics pilots

Numerex: “Proven market expertise and strong partnerships” key for insurance telematics

TU talks to Richard Burtner, general manager and vice president of the LBS Group, Numerex, about how M2M providers can seize the insurance telematics opportunity

Aviva: Overcoming the “greatest challenge” for insurance telematics

TU catches up with Nigel Bartram, motor underwriting strategy manager at Aviva, to discuss the latest trends, challenges, and opportunities in the insurance telematics market

Telenor: The value of "proactive service awareness"

TU catches up with Rémi Demerlé, global partnerships director at Telenor Connexion, to discuss insurance telematics and why service should be integral to offerings

Telit: "Delivering the right product at the right time"

Cyril Zeller, senior sales director of the global telematics segment at Telit Wireless Solutions, discusses telematics opportunities and challenges in the insurance space

Zurich: "In-vehicle driver behaviour technology is a fundamental component"

Andy Price, practice leader, motor fleet at Zurich Risk Engineering, discusses managing road risk and whether or not driver behavior technology is an essential ingredient for the insurance industry

SpeedGauge: “What insurer wouldn’t want to know that?”

TU talks to Jonathan Hubbard, CEO and co-founder of SpeedGauge, about improving driver behavior and reducing risk through insurance telematics solutions

Trimble: Telematics is “a vital component in the insurance market space”

TU talks to Kevin Henderson, general manager of data services at Trimble, about the rise and importance of insurance telematics in the fleet space

MyDrive: The One-Second-Data Doctrine

Linden Holliday, CEO of MyDrive Solutions, discusses the need for granularity in the insurance telematics space