This special 'Industry insight' brings together TU’s comprehensive coverage of how insurance telematics is entering the mainstream.
Insurance telematics in Europe: The tipping point is near, part I 
Historically, the European insurance telematics market existed mainly in countries plagued with insurance fraud, car theft and high insurance costs. But experts say all that is about to change. In the first of a two-part series, Brendan McNally reports on what is expected to happen.
Insurance telematics in Europe: The tipping point is near, part II 
Historically, the European insurance telematics market existed mainly in countries plagued with insurance fraud, car theft and high insurance costs. But experts say all that is about to change. In the second of a two-part series, Brendan McNally reports on what is expected to happen.
Saskatchewan UBI program targets motorcyclists 
In Saskatchewan, the state is tapping insurance telematics to bring down motorcycle accidents. Telematics Update’s Brendan McNally has the story.
UBI and the changing role of Canada's independent brokers 
By nearly every estimate, 2014 will be the year insurance telematics (UBI) will disrupt nearly every segment of the Canadian insurance industry. Nowhere will this be more strongly felt than among Canada’s independent insurance brokers. Brendan McNally reports.
Insurance telematics makes its initial beachhead in Canada, part I 
Telematics promises to be a game changer in the Canadian auto insurance industry, but it’s early days and challenges abound. In the first of a two-part series, Brendan McNally reports.
Insurance telematics makes its initial beachhead in Canada, part II 
Telematics promises to be a game changer in the Canadian auto insurance industry, but it’s early days and challenges abound. In the second of a two-part series, Brendan McNally reports.
Insurance telematics: Increase consumer awareness with savvy marketing 
In order to reach reach mass-market status, providers of insurance telematics must make better use of digital channels. Jessica Royer Ocken reports.
UBI in Europe: How to win consumers and influence policymakers 
Insurance telematics is gaining traction in Europe – particularly Italy and the U.K. The technology is there – but what are the developments in the regulatory and legal framework? And what about consumer confidence? Christine Whitehouse investigates.
Insurance Telematics USA 2013: UBI for take-off 
Jan Stojaspal takes stock ahead of Telematics Update's largest ever conference devoted to insurance telematics.
Insurance Telematics USA 2013: Day One 
Jan Stojaspal reports on the first day of Insurance Telematics USA 2013, Telematics Update's largest ever conference devoted to insurance telematics.
Insurance Telematics USA 2013: Day Two 
Jan Stojaspal reports on the second day of Insurance Telematics USA 2013, Telematics Update's largest ever conference devoted to insurance telematics.
Insurance telematics business models: Beyond the discount 
A growing number of auto insurers is looking beyond the discount in anticipation of usage-based insurance (UBI) becoming mainstream. Jessica Royer Ocken reports.
Selling insurance telematics to commercial fleets 
Jessica Royer Ocken argues that making the commercial sale should be as much about selling insurance cover as about big-picture risk management to mitigate uninsured losses.
OEMs and insurers: Time for an open relationship? 
The rise of usage-based insurance fuels concerns that car manufacturers will try to hijack the auto insurance business. Frances Perraudin reports.
I nsurance telematics and the gender ruling 
The exclusion of gender from information that European insurers can use to assess a driver’s risk is expected to boost the use of insurance telematics. But it's hardly the only factor driving the industry forward. Frances Perraudin reports.
Telematics and the business case for UBI 
Jessica Royer Ocken weighs the costs and benefits of launching usage-based insurance (UBI) programs
Telematics and customized UBI business models 
Susan Kuchinskas looks at open niches within the lucrative UBI space
Telematics, IP litigation and the UBI market 
Will intellectual property fights stifle the usage-based insurance market? Susan Kuchinskas reports
Insurance telematics and data standards 
Susan Kuchinskas checks in with the Association for Cooperative Operations Research and Development (ACORD) to find out how standards for driving information and its transmission could create an aftermarket for usage-based insurance data
Telematics, data privacy and UBI 
Susan Kuchinskas looks at how insurance telematics providers can anonymize usage-based insurance data to reassure consumers—and bolster the market
Insurance telematics in Brazil 
Andrew Tolve reports on the challenges and opportunities involved in introducing usage-based insurance in Brazil
Insurance telematics and the fleet sector 
Greg Nichols explores how insurance companies are expanding the services they offer to fleet operators
Telematics and UBI challenges for insurers 
Greg Nichols reports on the challenges facing insurers when choosing telematics usage-based insurance solutions
Telematics and eco-friendly driving 
How can green telematics solutions contribute toward more environmentally friendly driving behavior? Jessica Royer Ocken finds out
Fleet telematics: Creating synergies with the insurance industry 
Siegfried Mortkowitz explores how telematics can form an important element of effective risk management for fleets
Q&A: Progressive on UBI - keeping it simple 
David Pratt, general manager, usage-based insurance, Progressive, on the importance to keep things simple when it comes to usage-based insurance (UBI).
Q&A: Insurers harness big data to better serve commercial fleets 
Angelique Magi, vice president for strategic initiatives at The Guarantee Company of North America, on how insurers can use big data to move beyond simple operational benefits
Q&A: How to generate revenue with insurance telematics 
Blair Currie, vice president of marketing at IMS, talks to Susan Kuchinskas about how the insurance telematics industry can find viable business models
Q&A: Telematics, UBI, and the connected vehicle 
Independent consultant Christopher Wilson on why usage-based insurance will be the commercial driver for connected vehicle deployment models for the near future
Insurance telematics: US state regulators tackle UBI 
Susan Kuchinskas explains how insurance telematics vendors can align themselves with various US state regulators to give their solutions the best growth potential
California taps the brakes on insurance telematics 
Susan Kuchinskas looks at how US state law can hinder insurance telematics
Telematics and legal issues with V2V technology 
Cars that communicate with each other are already on the road. Susan Kuchinskas looks at Nevada's new regulations for insight into how the V2V legal and regulatory infrastructure can be developed
Smartphones as an incentive for insurance telematics 
Andrew Tolve explains how smartphones could help make the insurance telematics model work
Consumers and UBI: The power of value-added services 
Jessica Royer Ocken explores how value-added telematics services are promoting acceptance of usage-based insurance
Insurance telematics and the “marketplace of motivators” 
Robin Harbage, director at Towers Watson, talks to TU’s Andrew Tolve about why molding driver behavior is a ‘must’ for usage-based-insurance
Telematics, UBI, and driver education 
Nate Bryer, Allstate’s usage-based insurance (UBI) general manager, talks to Andrew Tolve about why educating drivers is key to the success of insurance telematics
Telematics and UBI: How to increase consumer acceptance 
John Hendel reports on how insurers are looking to enhance consumer acceptance of usage-based insurance
Insurance telematics and the value of data 
Susan Kuchinskas looks at how fleets, auto manufacturers and telcos can make sense of the data flowing from connected cars
Telematics and UBI: The data challenges 
Usage-based insurance needs to reach higher levels of market penetration for sustainable success. Jessica Royer Ocken explores how data collection and management strategies can help
Telematics and the value of data 
Susan Kuchinskas explores what it will take to turn the wealth of telematics information into profitable data
Telematics: How positive customer relationships improve ROI 
Stephanie Flores explores how telematics data is increasingly being used as a marketing tool
Telematics and probe data: The revenue opportunities 
Stephanie Flores investigates whether probe data will offer new sources of revenue as well as solutions to traffic congestion
Telematics: Using marketing partnerships to build brands 
Susan Kuchinskas looks at how marketing partnerships can help companies connect with consumers
Insurance telematics in the US: Ready to grow? 
Andrew Tolve explores why usage-based insurance is poised for growth in the US, despite low consumer awareness
Telematics, regulation and driver distraction 
As in-car connectivity increases, the debate about driver distraction is heating up. Andrew Tolve reports
DOT’s distraction guidelines as challenge and opportunity 
Andrew Tolve reports on the telematics industry’s response to the new distraction guidelines from the U.S. Department of Transportation
What DOT’s new distraction guidelines mean for telematics 
Andrew Tolve outlines the new distraction guidelines from the U.S. Department of Transportation
Distraction guidelines as a telematics business opportunity 
Andrew Tolve explores how government distracted driving regulations can be a boon for telematics
Telematics and UBI: The regulatory opportunities 
John Hendel explores how US federal and state regulations can help create new business opportunities for usage-based insurance
Telematics and privacy: The impact of ‘do not track’ proposals 
Jerri-Lynn Scofield explores what the US Do Not Track Online Act could mean for the telematics industry
Insurance telematics: Understanding the UK market 
Andrew Tolve reports on the growing demand for insurance telematics in the UK
Telematics in Brazil: Ensuring security for cars and cargo 
John Hendel reports on how, in Latin America’s security-driven market, vehicle and asset safety offers competitive advantage
Q&A: Autoline on smartphone-based UBI and value beyond discounts 
Caroline Currie, sales director, Autoline Insurance Group, on smartphone-based insurance telematics and adding value beyond premium discounts.
Q&A: CGI on UBI, Big Data and a platform-agnostic approach 
Jamie Rodgers, vice president, Insurance Information Services, CGI, on integrating real-time driving behavior data with policy and claims records, and what new products and services can come out of it.
Q&A: CSIO on efforts to standardize UBI telematics data in North America 
Hans Gantzkow, senior architect and analyst at the Center for Study of Insurance Operations (CSIO), on efforts to establish a common North American telematics data standard and how the insurance industry can benefit.
Q&A: The challenges to selling - and delivering - UBI products 
Jon Inquimboy, product manager for Esurance, on helping UBI customers figure out what to do with that telematics box that arrives at their doorstep.
Q&A: CoverHound on comparison shopping for UBI 
Basil Enan, founder and chairman, CoverHound, a San Francisco-based online insurance comparison platform, on the need to bring price transparency and consistency to shopping for insurance telematics.
Q&A: UBI - What does the consumer really think? 
Roosevelt C. Mosley, Jr., principal and consulting actuary with Pinnacle Actuarial Resources, on the social media research his company has been conducting around usage-based insurance (UBI).
Q&A: UBI and the transformation of Canada's auto insurance 
George Cooke, a special advisor to the CEO of Intelligent Mechatronic Systems (IMS), on the impact that telematics and usage-based insurance (UBI) are expected to have on the Canadian auto insurance sector.
Q&A: To standardize or not to standardize insurance telematics data 
James Bielak, program manager, property & casualty, ACORD, on developing a workable data standard for usage-based insurance (UBI).
Q&A: Adding value to commercial-lines insurance with telematics 
Chris Parker, specialty auto consultant and assistant vice president for product underwriting, Zurich North America, on the difference in approach to personal-lines and commercial-lines telematics insurance products.
Q&A: American Family Insurance on starting a UBI product from scratch 
Pete Frey, program manager for UBI solutions, American Family Insurance, on jumping into the fray of telematics and struggling to figure out what the customer wants.
Q&A: To regulate or not to regulate insurance telematics 
Bob Passmore, senior director of personal lines at the Property Casualty Insurers Association of America (PCI), on whether insurance telematics needs government regulation.
Viewpoint: How to ensure correct reporting of low-level car crashes 
Black box recorders are widely used by insurance companies and road accident investigators to assess major car crashes. However, the technology has not been able to accurately determine what has occurred in low-level crashes – until now. Wayne Gilbert, CTO, Risk Technology, explains.
Podcast: Making the business case for insurance telematics 
Jonathan Hewett, chief marketing officer for Octo Telematics, on using data and standard business methodologies to identify the opportunities and challenges in telematics.
Viewpoint: Black box versus smartphone in insurance telematics 
Greg McGarry, managing director, DriveProfiler (Ireland), explores the filpside of using smartphones as driver-monitoring devices in insurance telematics.
Video: Making driving scores cool to your drivers 
Caroline Currie, sales director, Autoline, on being the first in Europe with a smartphone insurance telematics app, smartphones versus black boxes, and appealing to young drivers.
Q&A: Insurance telematics and intellectual property 
Dave Pratt, general manager for usage-based insurance at Progressive, on patenting UBI, licensing competition and the way forward for the auto insurance industry.
Video: Holistic approach to insurance telematics 
George Ayres, VP of global sales, Verizon Telematics, on the coming toghether of Verizon Communications and Hughes Telematics, and the importance of caring for everything around the car.
Video: Insurance telematics and the young U.K. driver 
Ed Rochfort, product director and co-founder, Carrot, on targeting the brand-new driver segment of the auto insurance market in the United Kingdom.
Video: Insurance telematics and real-time driver feedback 
Thomas Becher, VP business development, TomTom Business Solutions, on working with (and not against) the driver when designing insurance telematics that include real-time feedback.
Video: The tipping point for insurance telematics in Europe 
Ofir Eyal, principal, The Boston Consulting Group, on the need for a country-by-country approach when implementing insurance telematics in Europe.
Video: Getting insurnace telematics right 
Paul Middle, head of telematics, RSA Group, on learning through trial and error how to build an insurance telematics product that sells.
M2M UBI solutions and the rise of collaborative business models 
Jürgen Hase, vice president of M2M Competence Center, Deutsche Telekom, on the role of mobile network operators in taking usage-based insurance mass market.
Video: Learning to walk before running with insurance telematics 
Johan Strydom, consulting, pricing actuary, The Actuarial Consultants, on the importance to consider usage and environmental factors before wading into the complexities of driver behavior, and how it affects insurance risk.
Video: Insurance telematics and the customer-centric approach 
Andrea Jurkic, head of marketing strategy, insurance development, Generali Group, on using insurance telematics to build a one-to-one relationship with the customer.
Video: Insurance telematics and the smartphone 
Manjit Rana of Ingenin on designing an insurance telematics proposition to fit the smartphone.
Q&A: Telematics, young drivers and UBI 
Crispin Moger, managing director of the Marmalade Group of Companies, on targeting usage-based insurance to an underserved audience
Viewpoint: Telematics and fair insurance premiums for drivers 
Richard Jelbert, product director, MyDrive Solutions, explores the different methods of data analysis available for insurers in order to extract the most accurate data and in turn offer premiums that best reflect driver risk
Is there a future for usage-based insurance? 
Roger Lanctot, Associate Director, Strategy Analytics, on why comprehensive affinity programs are needed to make UBI mainstream
Q&A: Why insurance telematics laggards may lose out 
Frederic Bruneteau, managing director of consultancy Ptolemus Group, on the business imperatives of insurance telematics
Allstate: "Ushering in a new era of auto insurance" 
TU catches up with Nate Bryer, usage based insurance general manager at Allstate, about the insurance telematics field and Allstate's DriveWise solution
MyDrive: UBI and the need forcontext-sensitive measurement 
Linden Holliday, CEO of MyDrive Solutions, insists that understanding how each insured driver conforms to safe driving benchmarks is critical if insurance companies are to get the right premiums and minimize risk
Telematics: Implications and opportunities for auto insurers 
Jamie Yoder, principal, PwC's Diamond Advisory Services, on how telematics can redefine the carrier-customer relationship
GMAC: Insurance telematics can “provide significant segmentation and pricing advantages” 
TU talks to Dave Huber, vice president insurance telematics, GMAC, about how carriers with telematics-based products can become more profitable than the rest of the industry
AAA: Insurance Telematics pilots “are breaking new ground” 
TU talks to Diane Dull, project manager, AAA Northern California, Nevada & Utah, about the challenges and opportunities of launching insurance telematics pilots
Numerex: “Proven market expertise and strong partnerships” key for insurance telematics 
TU talks to Richard Burtner, general manager and vice president of the LBS Group, Numerex, about how M2M providers can seize the insurance telematics opportunity
Aviva: Overcoming the “greatest challenge” for insurance telematics 
TU catches up with Nigel Bartram, motor underwriting strategy manager at Aviva, to discuss the latest trends, challenges, and opportunities in the insurance telematics market
Telenor: The value of "proactive service awareness" 
TU catches up with Rémi Demerlé, global partnerships director at Telenor Connexion, to discuss insurance telematics and why service should be integral to offerings
Telit: "Delivering the right product at the right time" 
Cyril Zeller, senior sales director of the global telematics segment at Telit Wireless Solutions, discusses telematics opportunities and challenges in the insurance space
Zurich: "In-vehicle driver behaviour technology is a fundamental component" 
Andy Price, practice leader, motor fleet at Zurich Risk Engineering, discusses managing road risk and whether or not driver behavior technology is an essential ingredient for the insurance industry
SpeedGauge: “What insurer wouldn’t want to know that?” 
TU talks to Jonathan Hubbard, CEO and co-founder of SpeedGauge, about improving driver behavior and reducing risk through insurance telematics solutions
Trimble: Telematics is “a vital component in the insurance market space” 
TU talks to Kevin Henderson, general manager of data services at Trimble, about the rise and importance of insurance telematics in the fleet space
MyDrive: The One-Second-Data Doctrine 
Linden Holliday, CEO of MyDrive Solutions, discusses the need for granularity in the insurance telematics space